Last Updated on 25 January 2025 by Naijadazz

MTN Nigeria, a leading telecommunications provider, offers a variety of services, including airtime borrowing, transfers, and data services. Airtime transfer allows users to share their call credit with others, such as family, friends, or colleagues. With MTN Share, you can transfer amounts ranging from ₦50 to ₦5,000 per transaction, with a daily cumulative limit of ₦50,000.
How to Change Your PIN
Before initiating an airtime transfer, it’s essential to change the default PIN (0000) to a personalized one for security reasons.
Via SMS:
Send an SMS in the format: DefaultPIN NewPIN NewPIN
to 321.
Example:
To change from 0000 to 1234, send: 0000 1234 1234
to 321.
Via USSD:
Dial *321*DefaultPIN*NewPIN*NewPIN#
and press send.
Example:
To change from 0000 to 1234, dial: *321*0000*1234*1234#
and press send.
After changing your PIN, you’ll receive a confirmation SMS.
How to Perform an Airtime Transfer
Via SMS:
Send an SMS in the format: Transfer RecipientNumber Amount PIN
to 321.
Example:
To transfer ₦1,500 to 08031234567 with PIN 1234, send: Transfer 08031234567 1500 1234
to 321.
You’ll receive a confirmation SMS; reply with ‘YES’ to complete the transfer.
Via USSD:
Dial *321*RecipientNumber*Amount*PIN#
and press send.
Example:
To transfer ₦1,500 to 08031234567 with PIN 1234, dial: *321*08031234567*1500*1234#
and press send.
You’ll receive a confirmation message upon successful transfer.
Service Fees
MTN Share allows airtime transfers without additional charges; only the transferred amount is deducted from your account balance.
Important Notes:
- Transfers are limited to amounts between ₦50 and ₦5,000 per transaction.
- The daily cumulative transfer limit is ₦50,000.
- There is no limit to the number of transactions you can perform in a day.
- Ensure your account has sufficient airtime to cover the transfer amount.
- Postpaid customers can only transfer airtime when their account balance is positive.
For more information, visit MTN Nigeria’s official page on MTN Share.